Business Loan Tool Kit

As business banking professional, we respect that your growing business requires a focus on the big picture and wise use of time. Our aim is to provide you the credit you need fast.

Business owners often ask us what things are helpful to ensure fast review of a loan request. To help speed up the request we recommend you gather the following documents.

1. Current personal financial statements on all individuals with ownership interest in the business

2. Personal tax returns for the last three years for each individual referred to above.

3. Business financial statements and complete tax returns for the last three years if applicable.

4. Most recent interim business financial statement.

5. Projection worksheet. Monthly income and expense projection for a minimum one year period, if applicable.

6. A brief resume of all individuals referred to in #1.

7. A brief written description of the business. What the loan is for, how long the loan is needed and how it will be repaid.

8. Most recent accounts receivable and accounts payable ageing reports, if applicable.

9. Business plan, including any other pertinent information.